CALL US FOR A FREE QUOTE ON 0800 731 2940

Salon Insurance

Salon Insurance


Arranging your Salon Insurance just got easier with our online quote facility

You can now get a quote for your Salon Insurance online, quotes can be obtained within minutes with instant cover also available.   “First Academy Online” is our specialist Business Insurance package tailored to suit the needs of Hair Salons, Beauty Salons, Barbers and Nail Salons across the UK.

To get a quote follow the link above, alternatively click HERE to see how much you can save on your Salon Insurance today.

Product Overview

With 23 years’ experience in the Hair & Beauty industry, we understand the unique requirements of the hair and beauty sectors and provide the highest standard in service and cover.   There are a variety of risks associated with your industry which have been considered carefully when developing the ‘First Academy Online’ package.   We are committed to providing you with the peace of mind so you can work without worry, at a competitive price achieved without cutting corners in your cover.

“First Academy Online” Salon Insurance at a glance

Trade Contents
Cover will include your business contents including stock against a wide range of perils, including Accidental Damage and Full Theft (unforced entry/distraction), which is not always included within online policies.

Business Interruption
If you suffer damage at your premises from an insured event which results in you being unable to trade, the business interruption section included as standard will cover you for any lost income whilst repairs are made and you are back up and running.

Employers Liability
If you employ any staff it is a legal requirement to have an Employers Liability policy in place.  If a member of staff is injured while at work this will assist you in meeting any compensation they may be entitled to.

Public Liability – Including Treatment Risk Liability
Accidents happen and people make mistakes.   If you are running a salon and someone is injured or their property is damaged, whether from a slip at the premises or as a result of a treatment you have provided, they can claim compensation if you are found to be at fault.   Included within your salon insurance package you will be provided with a level of Treatment cover to suit your specific needs.

Legal Expenses
We will be provide you with Legal Expenses Insurance to assist in defending legal action taken against you, including Employment Disputes, Tax and VAT disputes and more. With Employment Law and legislation changing every few months it can sometimes be difficult to keep up with the impact this has on your procedures.  As well as the cover itself you will have access to a 24 hour legal advice line to assist you with all of your business needs and ensure you can take the steps needed to protect yourself and your staff.

There are many more benefits that can be found within the First Academy Online Policy Summary.

Click Here to begin a quote today, alternatively if you would prefer to speak to one of our experts they will be happy to assist you with your Business Insurance needs.

Below is a brief summary of the cover provided as standard, for further details please refer to the Policy Summary:

  • “All Risks” cover for contents and stock (including full theft and accidental damage)
  • Glass – Replacement value
  • Public Liability up to £5,000,000
  • Employers Liability up to £10,000,000
  • Treatment Risk Liability
  • Compensation for court attendance
  • Business Interruption – Loss of income – 24 month indemnity period
  • Accidental failure of public utilities
  • Denial of access
  • Comprehensive money cover
  • Replacement of locks following theft of keys
  • Generous seasonal stock and money increases
  • Exhibition cover
  • Legal expenses – including employment disputes and compensation awards as well as tax and vat enquiries
  • 24-hour legal advice help line
  • 24-hour claims line, 365 days a year
  • Monthly instalments available
  • 14 day money back guarantee if you are not completely satisfied

Optional

  • Buildings Insurance
  • Property Owners Legal Liability
Call our teamContact us on free call 0800 731 2940 to speak to a member of our experienced quote team.