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All posts by Morgan Richardson Ltd

Could buildings insurance save your business in the event of damage to your property?

August 24th, 2018
Building Damage

Buildings insurance is something that is widely considered an essential part of risk management. But is it really worth it? While your premises, stock and income remain undamaged and uninterrupted it’s often difficult to see the value of buildings insurance. However, it’s when damage to your property occurs that you can really see just how…

What is the importance of having an office insurance policy?

August 20th, 2018
Office protection

Any business involves an element of risk and that’s as true for an office-based enterprise as any more remote workforce. Those risks can arise from many different factors, from employees or clients on site, through to the use of equipment or storing stock. An office insurance policy is an essential tool for helping any business…

What does our new Wholesalers and Warehouses insurance policy include?

August 15th, 2018
Warehouse Insurance cover

Risk is a constant for any business, including those in wholesale and warehousing. The right insurance policy can be crucial to enabling an organisation to successfully manage risk and to protect against potential issues that could arise and damage the business. Our Wholesalers and Warehouses insurance policy is specifically designed for wholesale and warehouse businesses…

What are the general rules of hotel and guest house insurance?

July 23rd, 2018
guesthouse insurance

As anyone in the hospitality industry knows, there is plenty that can go wrong when you’re dealing with the public. You don’t have to be Basil Fawlty to end up in a situation where you have an injured person or property damage that your business is held accountable for. Hotel and guest house insurance is…

Warehouse insurance – what is needed and applicable to your warehouse in particular?

July 17th, 2018
Wholesalers insurance

Establishing a successful warehouse business takes hard work, persistence and investment of time and resources. However, even if there is no fault on your part, there are many incidents or events that could take all of that away in an instant. Warehouse insurance has a crucial part to play in protecting what you’ve built and…

What does wholesalers insurance entail?

July 12th, 2018
Wholesale

Just like any other enterprise, a wholesalers business will benefit from having comprehensive insurance when it comes to protecting future success. Wholesalers insurance incorporates various different types of cover that, together, are designed to provide some security against risk and enable better future planning. It ensures that, whether the risk arises from interactions with members…

6 reasons to consider using an insurance broker to find the best solution

June 28th, 2018
Insurance Broker

Insurance is an essential consideration for any business. From providing financial security in the event that the business is affected by fire or theft, to covering the legal costs for claims by the public, insurance has a key role to play. Working with an insurance broker to find the right insurance policy for you can…

What pub insurance requirements are there?

June 14th, 2018
Insurance for Pubs and Bars

Like any public facing business, a pub will benefit from being covered by insurance. Pub insurance provides protection against a number of worst case scenarios, financial support in the event of unpredictable outcomes and peace of mind for those managing the business. What are pub insurance requirements – what kind of cover to you need?…

5 risks that your retail business needs insuring against

June 5th, 2018
Employers Liability

The retail industry can be exciting and profitable with huge potential for business growth. However, it’s also fraught with risk, in particular for smaller enterprises with less of a safety net to fall back on if something does go wrong. Retail business insurance is an essential precaution for any organisation looking for protection against these…

What is the purpose of office insurance and where does it apply?

May 22nd, 2018
office insurance

Office insurance is a business essential. It provides protection in the event that something happens to a key part of the enterprise, whether that’s the people, equipment or premises. Plus, with business insurance there is a safety net for unpredictable events, from interrupted trading through to injured customers. When is office insurance necessary? Any business…