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All posts by Morgan Richardson Ltd

How can you ensure your business premises are protected against the risk of fire?

October 10th, 2018
OfficeFire

Fire can be devastating for any business. And it’s one of those risks that is far more preventable than something like a flood or damage from vandalism. The fire safety regulations contained within the Regulatory Reform Fire Safety Order (RRFSO) provide a useful framework for any business looking to ensure that premises are as protected…

What are the most common insurance claims and how do they affect UK businesses?

October 5th, 2018
SlipAtWork

In the next decade 40% of small businesses will find themselves with either a property or liability loss that requires insurance. These are the statistics from a recently compiled financial services company report looking at the type of claims that are most often made by a small business and those that tend to cost the…

What can photographers do to insure themselves against different issues?

September 28th, 2018
Broken Camera

Creative talent is crucial in the photography industry. However, it’s important to ensure that this is supported by sound business decisions that help to build a platform on which creativity can thrive. Key to this is having the right protection in place so that there is support if issues arise. These are just some of…

Why is it important that independent photographers get insurance measures in place?

September 20th, 2018
Wedding Photographer

Photography is a highly creative industry. However, getting ahead in the photography industry also requires strong business acumen. Risk management is an essential part of that and something that every photographer, whether small and independent or part of a large studio, needs to integrate into business management. Ensuring that you have adequate insurance measures in…

3 ways to protect your business against disasters for faster recovery

September 17th, 2018
Fire Damage

The UK may not be the land of typhoons and earthquakes but there is still plenty that can go wrong when it comes to business continuity. Particularly for those enterprises that are dependent on premises, such as offices or a restaurant, a physical disaster can be difficult to recover from. For every business, it’s key…

How can restaurants protect themselves with silver service insurance policies?

September 10th, 2018
Silver Service

Being in the restaurant business can be profitable and gratifying – and there is a lot of room for growth. However, it also carries with it significant risk, from a range of factors, such as dealing with members of the public, food service and managing staff. A silver service insurance policy will ensure that your…

Could buildings insurance save your business in the event of damage to your property?

August 24th, 2018
Building Damage

Buildings insurance is something that is widely considered an essential part of risk management. But is it really worth it? While your premises, stock and income remain undamaged and uninterrupted it’s often difficult to see the value of buildings insurance. However, it’s when damage to your property occurs that you can really see just how…

What is the importance of having an office insurance policy?

August 20th, 2018
Office

Any business involves an element of risk and that’s as true for an office-based enterprise as any more remote workforce. Those risks can arise from many different factors, from employees or clients on site, through to the use of equipment or storing stock. An office insurance policy is an essential tool for helping any business…

What does our new Wholesalers and Warehouses insurance policy include?

August 15th, 2018
Warehouse

Risk is a constant for any business, including those in wholesale and warehousing. The right insurance policy can be crucial to enabling an organisation to successfully manage risk and to protect against potential issues that could arise and damage the business. Our Wholesalers and Warehouses insurance policy is specifically designed for wholesale and warehouse businesses…

What are the general rules of hotel and guest house insurance?

July 23rd, 2018
Hotel Guest

As anyone in the hospitality industry knows, there is plenty that can go wrong when you’re dealing with the public. You don’t have to be Basil Fawlty to end up in a situation where you have an injured person or property damage that your business is held accountable for. Hotel and guest house insurance is…