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What risks does salon insurance help to protect against?

April 9th, 2018
Salon-Insurance

There are many key elements involved in successfully running your own salon. The right location is crucial, having a great team is really important and attracting the audience you need to establish a customer base is also going to be a factor in success. It’s also necessary to look ahead and try to take steps…

Morgan Richardson awarded Gold Trusted Service level

March 28th, 2018
Morgan Richardson Reviews

We are delighted to have received the Gold Service Award,  an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers. We received 180 reviews from our customers last year, with an average rating of 4.8 out of 5. Speaking on this year’s award, Andrew Mabbutt, CEO at Feefo, commented: ‘The…

Business insurance for new start ups

March 3rd, 2018
Start Ups Insurance

Given the resources, passion and dedication that go into getting a business off the ground, it’s often surprising that we don’t make more effort to protect it once it’s up and running. There are many risks to any business, from the smallest enterprises through to large global organisations. Each one can benefit from the safeguard…

What do you need to know about Public Liability Insurance?

February 23rd, 2018
Public Liability Insurance

Public liability insurance provides crucial cover wherever there is contact with members of the public.  It can protect against successful legal action and ensure business continuity even where there has been a claim made against a business that could otherwise prove to be crippling.  If you don’t currently have public liability insurance for your business…

What is Professional Indemnity?

February 10th, 2018
Professional Indemnity Insurance

Professional indemnity insurance is an essential protection for those working in professions where they give advice or provide a service, such as law or accountancy.  No matter how long you have been practicing there will always remain the potential for an error or moment of misjudgment.  If that should happen to you then professional indemnity…

What insurance could you benefit from as a shop owner?

January 31st, 2018
Shop Owner Insurance

Retail shop insurance is as fundamental to a shop owners as stock and customers. Without it there is little or no protection against claims from staff or customers, unpredictable events such as fire and flood, or problems with suppliers that could leave the business incredibly vulnerable. No matter what you’re selling, if you are a…

What insurance considerations are there for pub owners?

January 23rd, 2018
Pub Owners Insurance

Just like any other type of business, a pub has its own unique set of considerations when it comes to buying insurance. A standard business insurance policy won’t provide the extent of cover to ensure that typical public house concerns are met. So what pub insurance requirements need to be considered? Claims made by customers…

The importance of preparing against underinsurance

January 4th, 2018
Underinsurance

According to the Building Cost Information Service, more than three quarters of commercial properties are currently underinsured. Underinsurance is a major problem in the business world and the scale of the issue means that many businesses have unintentionally left themselves financially exposed and potentially unable to survive a loss. Underinsurance in the commercial world If…