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What insurance could you benefit from as a shop owner?

January 31st, 2018
Shop Owner Insurance

Retail shop insurance is as fundamental to a shop owners as stock and customers. Without it there is little or no protection against claims from staff or customers, unpredictable events such as fire and flood, or problems with suppliers that could leave the business incredibly vulnerable. No matter what you’re selling, if you are a…

What insurance considerations are there for pub owners?

January 23rd, 2018
Pub Owners Insurance

Just like any other type of business, a pub has its own unique set of considerations when it comes to buying insurance. A standard business insurance policy won’t provide the extent of cover to ensure that typical public house concerns are met. So what pub insurance requirements need to be considered? Claims made by customers…

The importance of preparing against underinsurance

January 4th, 2018
Underinsurance

According to the Building Cost Information Service, more than three quarters of commercial properties are currently underinsured. Underinsurance is a major problem in the business world and the scale of the issue means that many businesses have unintentionally left themselves financially exposed and potentially unable to survive a loss. Underinsurance in the commercial world If…

What types of insurance are important to independent photographers?

December 27th, 2017
Photographer insurance

Photography is a creative industry but one that can also be incredibly lucrative. And where there are fees involved there can also be disputes, whether that’s over work or claims of damage done during a shoot. For independent photographers, the right insurance policy could make the difference between being able to manage any disputes that…

How can business interruption insurance reduce your loss of income?

December 10th, 2017
Business Insurance

The business world is an unpredictable one, often subject to external influences and global events. Protecting against loss of income can be crucial as problems with cash flow could leave any enterprise struggling. When it comes to issues that arise largely outside of your control and which are likely to have a serious impact on…

Why is small business insurance an important investment?

November 28th, 2017
Small Business Insurance

Risk is an everyday reality for a small business. Tight margins and big ambitions can create a vulnerability to events that may simply not affect a larger or more established organisation. Managing that risk can often be the difference between a business that survives to grow and one that falters. Small business insurance is an…