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All posts by Morgan Richardson Ltd

Guide to Pub Insurance

February 7th, 2019
Insurance for Pubs and Bars

What is Pub Insurance? Pub insurance should be considered by every publican to protect against the risks faced on a daily basis, as well as having in place the right cover to meet the legal obligations as an employer. The risks you face can vary and will include damage to the property, including the buildings,…

Guide to shop insurance

December 4th, 2018
What is shop insurance?

What is Shop Insurance? Shop insurance should be considered by every business owner to protect against the risks faced daily, as well as having in place the right cover to meet the legal obligations of an employer. The risks you face can vary, and will include damage to your property, including the premises and any…

What are the most common insurance claims and how do they affect UK businesses?

November 5th, 2018
Insurance Broker

In the next decade 40% of small businesses will find themselves with either a property or liability loss that requires insurance. These are the statistics from a recently compiled financial services company report looking at the type of claims that are most often made by a small business and those that tend to cost the…

How can restaurants protect themselves with silver service insurance policies?

October 20th, 2018
Restaurant Insurance

Being in the restaurant business can be profitable and gratifying – and there is a lot of room for growth. However, it also carries with it significant risk, from a range of factors, such as dealing with members of the public, food service and managing staff. A silver service insurance policy will ensure that your…

How can you ensure your business premises are protected against the risk of fire?

October 15th, 2018
Commercial Insurance

Fire can be devastating for any business. And it’s one of those risks that is far more preventable than something like a flood or damage from vandalism. The fire safety regulations contained within the Regulatory Reform Fire Safety Order (RRFSO) provide a useful framework for any business looking to ensure that premises are as protected…

Why is it important that independent photographers get insurance measures in place?

September 9th, 2018
photographic equipment insurance

Photography is a highly creative industry. However, getting ahead in the photography industry also requires strong business acumen. Risk management is an essential part of that and something that every photographer, whether small and independent or part of a large studio, needs to integrate into business management. Ensuring that you have adequate insurance measures in…

What does public liability insurance cover for your salon?

June 26th, 2018
Public Liability Insurance

Public liability insurance is a crucial protection for any salon business. From customers to suppliers delivering stock, a wide range of situations could unfold which could give rise to a potential claim against your business. Without public liability insurance, claims can be devastating, financially and reputationally too. What is public liability insurance? It will cover…

GDPR Guidance for small businesses

April 26th, 2018
GDPR Guidance

On 25th May 2018 the General Data Protection Regulation (GDPR) comes into force and deals with how organisations deal with personal information. As a business owner, it affects the way you run your business, as there are certain pieces of your clients’ personal information that you may currently hold. The GDPR is similar to the…

Morgan Richardson awarded Gold Trusted Service level

March 28th, 2018
Morgan Richardson Reviews

We are delighted to have received the Gold Service Award,  an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers. We received 180 reviews from our customers last year, with an average rating of 4.8 out of 5. Speaking on this year’s award, Andrew Mabbutt, CEO at Feefo, commented: ‘The…

Get your Office Insurance Online

April 11th, 2017

You can now obtain a quote and arrange your office insurance online with the launch of our Office Secure policy, tailored office based trades. To get a quote today follow Get a Quote Now